Palmer Woman Wins $650K on $10 Scratch Ticket — $4 Million Prize Still Up for Grabs

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A Massachusetts woman just turned a $10 scratch ticket into a life-changing payday — and there’s still one massive prize left in the game.

Karen Chudy of Palmer stepped forward on Thursday after realizing she’d hit big playing the “$4,000,000 Gold 50X” scratch-off. She bought the lucky ticket at the Shell gas station at 3086 S. Main St. in Bondsville — a quick stop that paid off in a huge way.

Instead of taking yearly payments, Chudy chose the cash option and walked away with a one-time payout of $650,000 before taxes. She told lottery officials she plans to use the money for home improvements — talk about a renovation budget upgrade!

Here’s what makes it even more exciting:

  • 🎟️ The game launched on January 7, 2025

  • 💰 One $4 million grand prize is still out there waiting to be claimed (as of February 25)

  • 🏪 The Bondsville Shell that sold the winning ticket scored a $10,000 bonus

So yes — someone else could still be holding a future multi-million-dollar ticket.